Everybody deserves a mobile phone. They really are such an incredible tool. Not only do they allow you to keep in contact with your family and loved ones, but smartphones have revolutionized the workplace as well. They have allowed people to work away from the office, and in many cases, this has in fact increased productivity.
Having said that, many smartphones are only available as a contract option, unless you have the money to pay cash for one. Unfortunately, these phones are beyond the reach of many who have bad credit records. Nothing is worse than applying for a mobile phone contract and being turned down because of it. Even if your credit rating is mediocre, there is a chance that you may be turned down. And in today’s modern world, people are living from paycheck to paycheck, struggling to make it through a month.
But there is hope for those who still would like a mobile phone on a contract option – no credit check mobile phones. Let’s take a closer look.
No credit check mobile phones – what are they exactly?
A no credit check mobile phone contract is very similar to a regular one in the fact that they offer both a handset as well as a contract with certain parameters in terms of call time, data, or text messages allowed. The major difference however, is that in a no credit check contract, the contracts themselves are specifically worked out for people with a bad credit status. Many of these contracts are taken out over 24 months and are billed monthly. This monthly bill is a combination of the cost of the handset (broken up into instalments over the agreed term) and the cost of the call/data/text plan selected.
Sounds great doesn’t it, but who can apply.
If you have ever been turned away from a normal mobile phone contract and the provider cited your bad credit status as the reason, then you are the perfect candidate. Of course, you need to be 18 years old as a well a resident of the United Kingdom. You will also need to earn a regular salary. Remember, don’t worry about your credit rating, we simply do not care what it is.
We will require a number of documents from you to process your application. These include proof of identification (your identity document, drivers licence or passport will suffice), proof of income (three months bank statements and three months’ pay slips) and finally proof of address (bring a utility bill with you). Once you have all the information, the application process takes little over a day and then you can take your handset home with you!
But wait, you want to know how much a no credit check mobile phone is going to set you back each month. Don’t you?
Well, because no credit checks are carried out on those who take one of these types of contracts, a slightly higher monthly fee will apply. That said, there is a valid reason for this and that is that you are a higher risk than someone who has a good credit status. But the good news is that the cost is not significantly higher and just think about all the times you have been turned down for a contract and handset before. That simply won’t happen with a no credit check mobile phone. There are many handsets to choose from as well. Although you won’t have access to the latest iPhone or Samsung Galaxy (they are simply too expensive), there are many excellent budget smartphones or even older versions of the above-mentioned phones available.
Why choose a no credit check mobile phone?
There is no mistaking the fact that no credit mobile phones are the only way to get a contract handset if you have a bad credit rating. In fact, a new survey shows that these phones are becoming more and more popular in the United Kingdom. Sure, it costs a little more, but the pros far outweigh the cons. Nothing is easier than going online and applying for one of these contracts, but make sure you do a little bit of research beforehand. Don’t just apply for the first handset that you set your eyes on. Once you have narrowed down your choices, do a little more research to find that perfect phone and contract to suit your specific needs.
When you have applied we will help to process the application as quickly as possible, ensuring a turnaround time of no more than 36 hours, but generally, 24 hours is all it takes. You can then either collect the phone or we will ship it to an address of your choice.
If you have any further queries, do not hesitate to contact one of our staff and we will help you as best as we can.